Miami Homeowners Insurance Claims Lawyers
Was your homeowners insurance claim wrongfully denied or underpaid?
If you have filed a claim under your homeowners insurance policy and are dissatisfied with the result, we may be able to help. Sometimes disputes arise between policyholders and their homeowners insurance companies; as to whether a claim is covered or not, or as to how much should be paid for the claim. If you find yourself in either of these scenarios, it may be time to contact an insurance attorney.
At Dolan Law, we understand that your home is your castle. It provides you with independence, security, and a place where family can gather and relax. Additionally, statistics show that buying your home will likely be the biggest investment you ever make. With that said, it is very likely you decided to protect your home from unexpected damage by purchasing a homeowners insurance policy.
A homeowners insurance policy is a contract which imparts certain rights and obligations on both insured and insurer. In short, insurance contracts generally obligate the homeowner to pay a premium, and obligate the insurance company to pay the homeowner the cost of repair or replacement if the home or its contents are damaged. It is important to remember that most insurance policies place limits on the amount of time the policy remains in effect, the type of damaging events that are covered, and the parts of the home that are covered.
While the terms of homeowners insurance policies vary widely, many homeowners insurance policies provide coverage for damage caused by:
- Hurricane or windstorm
- Fire
- Burst pipes, leaks and water
- Collapse
- Theft
- Vandalism
- Sinkhole
- Dropped objects
- Mold
When your home is damaged, you want to repair the damage as soon as possible so that you can move on with your busy life. In most cases, when you file an insurance claim, you've already endured a terrible event like a hurricane or fire, and your hope is that your insurance company will quickly and properly provide the relief and support provided for by your policy. Unfortunately, this does not always happen.
If you have already filed a claim, there are important things you should know. The claim adjustment process can be daunting, confusing, and overwhelming. If you find yourself faced with requests and demands from the insurance company, it can be difficult to know how to fully cooperate while still protecting your interests. Receiving what you feel to be an underpayment or improper denial of your claim can be even more distressing. Don't give up, we can help.
We are attorneys ready to help you with your underpaid, improperly denied, or otherwise mishandled claim. At Dolan Law, we know how to deal with insurance companies because we used to represent them. Now, we fight exclusively for policyholders in insurance disputes, and aggressively pursue our clients' claims and lawsuits. If you would like to speak with an experienced insurance attorney at Dolan Law, call us at 305.371.2692, or send us a message right now via our online contact form.
